Low payments. Low rates. Loads of convenience: You know what you’re looking for when you finance a new or used car—and with Arlington Community Federal Credit Union, that’s exactly what you’ll find. From helping you find a loan that works with your budget to protecting the investment you’ve made, we’re with you step by step—and mile after mile.
At ACFCU, we make financing or refinancing a car simple and affordable with low rates, flexible payment options, great service—and more—because we’re more than a lender, we’re your neighbor.
Rates As Low As
Type & Model Years | Terms Up To | Fixed APR* As Low As | Sample Monthly Payment for $20,000† |
---|---|---|---|
Type & Model Years New & Used: 2017 and Newer | Terms Up To 36 Months | Fixed APR* As Low As 5.49% | Sample Monthly Payment for $20,000† $604 |
Type & Model Years New & Used: 2017 and Newer | Terms Up To 60 Months | Fixed APR* As Low As 6.09% | Sample Monthly Payment for $20,000† $387 |
Type & Model Years New & Used: 2017 and Newer | Terms Up To 72 Months | Fixed APR* As Low As 6.49% | Sample Monthly Payment for $20,000† $336 |
Type & Model Years New & Used: 2017 and Newer | Terms Up To 84 Months | Fixed APR* As Low As 7.49% | Sample Monthly Payment for $20,000† $307 |
Type & Model Years New & Used: 2017 and Newer | Terms Up To 96 Months | Fixed APR* As Low As 9.24% | Sample Monthly Payment for $20,000† $739 (minimum loan amount $50,000) |
Type & Model Years Older Model Cars: 2016 and Older | Terms Up To 36 Months | Fixed APR* As Low As 6.49% | Sample Monthly Payment for $20,000† $613 |
Type & Model Years Older Model Cars: 2016 and Older | Terms Up To 60 Months | Fixed APR* As Low As 7.09% | Sample Monthly Payment for $20,000† $397 |
Type & Model Years Older Model Cars: 2016 and Older | Terms Up To 72 Months | Fixed APR* As Low As 7.49% | Sample Monthly Payment for $20,000† $346 |
Type & Model Years Older Model Cars: 2016 and Older | Terms Up To 84 Months | Fixed APR* As Low As 8.49% | Sample Monthly Payment for $20,000† $317 |
Whether it’s the open water or the open road, we can finance your next purchase.
Type/Model Years | Terms Up To | Fixed APR* As Low As | Sample Monthly Payment for $40,000† |
---|---|---|---|
Type/Model Years 10 Years old or newer | Terms Up To 96 Months | Fixed APR* As Low As 8.00% | Sample Monthly Payment for $40,000† $565 |
Type/Model Years 10 Years old or newer | Terms Up To 120 Months | Fixed APR* As Low As 8.75% | Sample Monthly Payment for $40,000† $501 |
Type/Model Years 10 Years old or newer | Terms Up To 144 Months | Fixed APR* As Low As 9.75% | Sample Monthly Payment for $40,000† $472 |
Hop on, feel the wind in your hair and enjoy the same protection options as our boat, RV and car loans.
Type/Model Years | Terms Up To | Fixed APR* As Low As | Sample Monthly Payment for $20,000† |
---|---|---|---|
Type/Model Years New & Used: 2017 and Newer | Terms Up To 36 months | Fixed APR* As Low As 7.49% | Sample Monthly Payment for $20,000† $622 |
Type/Model Years New & Used: 2017 and Newer | Terms Up To 60 Months | Fixed APR* As Low As 8.09% | Sample Monthly Payment for $20,000† $406 |
Type/Model Years New & Used: 2017 and Newer | Terms Up To 72 Months | Fixed APR* As Low As 8.49% | Sample Monthly Payment for $20,000† $355 |
Type/Model Years New & Used: 2017 and Newer | Terms Up To 84 Months | Fixed APR* As Low As 9.49% | Sample Monthly Payment for $20,000† $571 (minimum loan amount of $35,000) |
ACFCU has partnered with Enterprise Car Sales to offer our members certified pre-owned vehicles at reasonable haggle-free prices. Shop available inventory, estimate your trade-in and monthly payments, schedule a test drive, and apply for an ACFCU auto loan for up to 90 days no payments.1
Call 703.526.0200 x2 or apply online to get your pre-approval started.
As a full-service credit union, we’re a cooperative of members like you who know that by coming together, we can all benefit in our financial journey.
We’re here to help our members—and neighbors—meet their financial goals and live their best lives.
We think there’s nothing more rewarding than serving our members—and believe one good turn deserves another.
We not only meet your financial needs, we commit to being a good neighbor and serving with integrity.
*APR = Annual Percentage Rate. Not all applicants will qualify for the lowest rate. Rates subject to change without notice. Minimum loan $5,000. Maximum loan to value restrictions may apply based on the MSRP of new vehicles and the NADA retail value of used vehicles. Members who apply online will receive a 0.50% APR discount on an Auto Loan. To qualify for as low as rate, members must meet credit criteria qualifications and apply for the car loan via our Online Application. Loan and membership requirements apply.
†Payment examples may be different due to payment protection being added to the loan and first payment due date not being 30 days from funding.
1Not all members qualify for payment deferment. Interest will continue to accrue for the entire payment deferment period. Deferred payments may not exceed 90 days. For refinancing of joint car loans, both borrowers may be required to qualify for the offer.
2Skip-A-Pay is an optional program to defer a consumer loan payment for a $35 per skipped loan payment. Your loan must be open for one year to be potentially eligible for this benefit. Other qualifications apply. Finance charges will continue to accrue at the rate provided in your original loan agreement during and after the payment deferral. Deferring your payment(s) will result in higher finance charges and will extend the term of your loan(s). You will be required to resume regular monthly payment(s) the following month. Offer subject to change at ACFCU’s sole discretion.
4Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.
5Limited powertrain warranty: begins on the vehicle purchase date & extends for 12 months or 12,000 miles, whichever comes first. Coverage runs concurrently with manufacturer warranty. Restrictions apply. See a Sales Consultant for details.
6For the cash back refinancing promotion, minimum loan amount is $10,000. To be eligible you must apply for and qualify for a car loan. Normal underwriting guidelines apply.
The “e” logo, Enterprise, “Enterprise Certified” & “Haggle-free buying. Worry-free ownership.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. © 2019 Enterprise Car Sales.